@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-rotate-x:initial;--tw-rotate-y:initial;--tw-rotate-z:initial;--tw-skew-x:initial;--tw-skew-y:initial;--tw-border-style:solid;--tw-font-weight:initial;--tw-outline-style:solid;--tw-content:""}}}@layer theme{:root,:host{--font-sans:var(--brand-body);--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--color-teal-700:#00776e;--color-cyan-500:#00b7d7;--color-cyan-600:#0092b5;--color-cyan-900:#104e64;--color-gray-100:#f3f4f6;--color-gray-300:#d1d5dc;--color-gray-400:#99a1af;--color-gray-700:#364153;--color-gray-800:#1e2939;--color-gray-900:#101828;--color-mist-600:#4b585b;--color-white:#fff;--spacing:.25rem;--container-7xl:80rem;--text-sm:.875rem;--text-sm--line-height:calc(1.25 / .875);--font-weight-medium:500;--font-weight-semibold:600;--radius-lg:.5rem;--default-transition-duration:.15s;--default-transition-timing-function:cubic-bezier(.4, 0, .2, 1);--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}@supports (color:lab(0% 0 0)){:root,:host{--color-teal-700:lab(44.4134% -33.1436 -4.22149);--color-cyan-500:lab(67.805% -35.3952 -30.2018);--color-cyan-600:lab(55.1767% -26.7496 -30.5139);--color-cyan-900:lab(30.372% -13.1853 -18.7887);--color-gray-100:lab(96.1596% -.0823438 -1.13575);--color-gray-300:lab(85.1236% -.612259 -3.7138);--color-gray-400:lab(65.9269% -.832707 -8.17473);--color-gray-700:lab(27.1134% -.956401 -12.3224);--color-gray-800:lab(16.1051% -1.18239 -11.7533);--color-gray-900:lab(8.11897% .811279 -12.254);--color-mist-600:lab(36.3261% -4.71437 -3.54635)}}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring:where(:not(iframe)){outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.sr-only{clip-path:inset(50%);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.absolute{position:absolute}.fixed{position:fixed}.relative{position:relative}.container{width:100%}@media (min-width:40rem){.container{max-width:40rem}}@media (min-width:48rem){.container{max-width:48rem}}@media (min-width:64rem){.container{max-width:64rem}}@media (min-width:80rem){.container{max-width:80rem}}@media (min-width:96rem){.container{max-width:96rem}}.mx-auto{margin-inline:auto}.mt-1{margin-top:var(--spacing)}.mt-4{margin-top:calc(var(--spacing) * 4)}.mb-2{margin-bottom:calc(var(--spacing) * 2)}.block{display:block}.flex{display:flex}.inline-flex{display:inline-flex}.size-4{width:calc(var(--spacing) * 4);height:calc(var(--spacing) * 4)}.max-w-7xl{max-width:var(--container-7xl)}.max-w-full{max-width:100%}.shrink-0{flex-shrink:0}.transform{transform:var(--tw-rotate-x,) var(--tw-rotate-y,) var(--tw-rotate-z,) var(--tw-skew-x,) var(--tw-skew-y,)}.flex-col{flex-direction:column}.items-start{align-items:flex-start}.justify-center{justify-content:center}.gap-3{gap:calc(var(--spacing) * 3)}.overflow-hidden{overflow:hidden}.rounded-lg{border-radius:var(--radius-lg)}.border{border-style:var(--tw-border-style);border-width:1px}.border-gray-300{border-color:var(--color-gray-300)}.bg-cyan-500{background-color:var(--color-cyan-500)}.bg-gray-800{background-color:var(--color-gray-800)}.bg-white{background-color:var(--color-white)}.px-3{padding-inline:calc(var(--spacing) * 3)}.px-4{padding-inline:calc(var(--spacing) * 4)}.px-\[calc\(--spacing\(3\)-1px\)\]{padding-inline:calc(calc(var(--spacing) * 3) - 1px)}.py-2{padding-block:calc(var(--spacing) * 2)}.py-\[calc\(--spacing\(2\)-1px\)\]{padding-block:calc(calc(var(--spacing) * 2) - 1px)}.text-sm{font-size:var(--text-sm);line-height:var(--tw-leading,var(--text-sm--line-height))}.text-sm\/6{font-size:var(--text-sm);line-height:calc(var(--spacing) * 6)}.font-medium{--tw-font-weight:var(--font-weight-medium);font-weight:var(--font-weight-medium)}.font-semibold{--tw-font-weight:var(--font-weight-semibold);font-weight:var(--font-weight-semibold)}.text-cyan-900{color:var(--color-cyan-900)}.text-gray-700{color:var(--color-gray-700)}.text-mist-600{color:var(--color-mist-600)}.text-teal-700{color:var(--color-teal-700)}.text-white{color:var(--color-white)}.underline{text-decoration-line:underline}.underline-offset-4{text-underline-offset:4px}.accent-teal-700{accent-color:var(--color-teal-700)}.outline{outline-style:var(--tw-outline-style);outline-width:1px}.transition-colors{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}.before\:absolute:before{content:var(--tw-content);position:absolute}.before\:inset-0:before{content:var(--tw-content);inset:0}.before\:transition-colors:before{content:var(--tw-content);transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}@media (hover:hover){.hover\:border-gray-400:hover{border-color:var(--color-gray-400)}.hover\:bg-gray-900:hover{background-color:var(--color-gray-900)}.hover\:bg-white\/90:hover{background-color:#ffffffe6}@supports (color:color-mix(in lab, red, red)){.hover\:bg-white\/90:hover{background-color:color-mix(in oklab, var(--color-white) 90%, transparent)}}.hover\:before\:bg-white\/10:hover:before{content:var(--tw-content);background-color:#ffffff1a}@supports (color:color-mix(in lab, red, red)){.hover\:before\:bg-white\/10:hover:before{background-color:color-mix(in oklab, var(--color-white) 10%, transparent)}}}.active\:bg-cyan-600:active{background-color:var(--color-cyan-600)}.active\:bg-gray-100:active{background-color:var(--color-gray-100)}.active\:bg-gray-800:active{background-color:var(--color-gray-800)}.active\:bg-white\/90:active{background-color:#ffffffe6}@supports (color:color-mix(in lab, red, red)){.active\:bg-white\/90:active{background-color:color-mix(in oklab, var(--color-white) 90%, transparent)}}.active\:text-cyan-900\/70:active{color:#104e64b3}@supports (color:color-mix(in lab, red, red)){.active\:text-cyan-900\/70:active{color:color-mix(in oklab, var(--color-cyan-900) 70%, transparent)}}.active\:text-gray-700\/80:active{color:#364153cc}@supports (color:color-mix(in lab, red, red)){.active\:text-gray-700\/80:active{color:color-mix(in oklab, var(--color-gray-700) 80%, transparent)}}.active\:text-white\/80:active{color:#fffc}@supports (color:color-mix(in lab, red, red)){.active\:text-white\/80:active{color:color-mix(in oklab, var(--color-white) 80%, transparent)}}.active\:before\:bg-transparent:active:before{content:var(--tw-content);background-color:#0000}@media (min-width:40rem){.sm\:flex-row{flex-direction:row}.sm\:px-6{padding-inline:calc(var(--spacing) * 6)}}@media (min-width:64rem){.lg\:px-8{padding-inline:calc(var(--spacing) * 8)}}}*{box-sizing:border-box}html{background:var(--page);color:var(--ink);scroll-behavior:smooth;--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light}html.dark{--lightningcss-light: ;--lightningcss-dark:initial;color-scheme:dark}body{font-family:var(--brand-body), system-ui, sans-serif;margin:0;line-height:1.65;overflow-x:clip}h1,h2,h3,p{margin:0}h1,h2,h3{font-family:var(--brand-display), sans-serif;letter-spacing:-.04em;font-weight:600;line-height:1.12}h1{font-size:clamp(2.7rem,5.4vw,4.8rem)}h2{font-size:clamp(1.8rem,3vw,2.8rem)}h3{font-size:1.35rem}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a,summary{-webkit-tap-highlight-color:transparent}button,select{cursor:pointer}:focus-visible{outline:3px solid var(--primary);outline-offset:5px}p{overflow-wrap:break-word}svg{display:block}.shell{width:100%;max-width:1180px;margin-inline:auto;padding-inline:24px}.hero-inner{max-width:1180px;margin-inline:auto}.muted{color:var(--muted)}.small{font-size:12px;line-height:1.7}.eyebrow{letter-spacing:.12em;color:var(--primary);text-transform:uppercase;font-size:11px;font-weight:700;line-height:1.7}.skip-link{z-index:100;background:var(--card);color:var(--ink);padding:12px;position:fixed;top:-100px;left:16px}.skip-link:focus{top:12px}.brand{font-family:var(--brand-display), sans-serif;letter-spacing:-.05em;white-space:nowrap;align-items:center;gap:10px;font-size:23px;font-weight:700;line-height:1.2;display:inline-flex}.brand-mark{width:36px;height:36px;color:var(--primary);flex-shrink:0}.site-header{border-bottom:1px solid var(--border);z-index:20;background:var(--page);position:relative}.header-inner{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px;min-height:88px;padding-block:18px;display:flex}.desktop-nav{gap:28px;font-size:13px;font-weight:600;display:flex}.desktop-nav a{align-items:center;min-height:44px;display:inline-flex}.header-actions{align-items:center;gap:14px;display:flex}.menu-toggle{border:1px solid var(--border);background:var(--card);color:var(--ink);border-radius:8px;min-height:44px;padding:8px 12px;display:none}.mobile-nav{gap:8px;width:100%;padding-block:8px;display:grid}.mobile-nav a{border-top:1px solid var(--border);min-height:44px;padding:10px 0}.hero{isolation:isolate;padding:70px 0 64px;position:relative;overflow:clip}.hero h1 span{display:block}.hero .hero-copy{max-width:570px;color:var(--muted);margin-top:24px;font-size:17px;line-height:1.85}.hero .eyebrow{margin-bottom:20px}.hero-actions{flex-wrap:wrap;align-items:center;gap:22px;margin-top:28px;display:flex}.primary-button,.brand-action{background:var(--primary);min-height:48px;color:var(--on-primary);border:1px solid #0000;border-radius:12px;justify-content:center;align-items:center;padding:12px 22px;font-size:14px;font-weight:600;line-height:1.4;display:inline-flex}.primary-button:hover,.brand-action:hover{filter:brightness(.94)}.text-link{text-underline-offset:5px;text-decoration:underline;-webkit-text-decoration-color:var(--primary);-webkit-text-decoration-color:var(--primary);-webkit-text-decoration-color:var(--primary);text-decoration-color:var(--primary);align-items:center;min-height:44px;font-size:14px;font-weight:600;display:inline-flex}.hero-wallet-layout{grid-template-columns:1.1fr 1fr;align-items:center;gap:70px;display:grid}.wallet-demo-wrap{position:relative}.pocket-background{z-index:-1;opacity:.45;position:absolute;inset:-75px}.budget-sandbox{background:var(--card);border:1px solid var(--border);box-shadow:0 20px 70px var(--shadow);border-radius:28px;padding:30px;transform:rotate(2deg)}.budget-header{justify-content:space-between;align-items:center;gap:12px;display:flex}.budget-dot{background:var(--primary);border-radius:50%;width:12px;height:12px}.budget-sandbox h2{margin-top:16px;font-size:26px}.budget-sandbox>p{margin-top:14px;font-size:13px}.budget-fields{gap:14px;margin-top:24px;display:grid}.budget-fields label{justify-content:space-between;align-items:center;gap:16px;font-size:13px;display:flex}.money-input{border:1px solid var(--border);background:var(--page);border-radius:10px;align-items:center;gap:7px;padding:8px 12px;display:flex}.money-input input{width:96px;min-width:0;color:var(--ink);text-align:right;background:0 0;border:0;font-size:16px}.budget-result{background:var(--tint);border-radius:14px;justify-content:space-between;align-items:center;gap:12px;margin-top:22px;padding:18px;font-size:13px;display:flex}.budget-result strong{font-family:var(--brand-display);letter-spacing:-.06em;font-size:30px}.hero-friendly{background:radial-gradient(ellipse at 50% 20%, var(--tint), transparent 68%)}.hero-friendly .hero-inner{text-align:center;position:relative}.hero-friendly h1{max-width:980px;margin:auto}.hero-friendly h1 span:last-child{color:var(--primary)}.hero-friendly .hero-copy{margin-inline:auto}.hero-friendly .hero-actions{justify-content:center}.hero-friendly>div:first-child{z-index:-1;opacity:.6}.friendly-board{text-align:left;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:55px;display:grid}.friendly-board>div{background:var(--card);border:1px solid var(--border);box-shadow:0 10px 30px var(--shadow);border-radius:22px;padding:24px}.friendly-board>div:first-child{transform:rotate(-3deg)}.friendly-board>div:last-child{transform:rotate(3deg)}.friendly-board span{letter-spacing:.08em;color:var(--primary);font-size:10px;font-weight:700}.friendly-board p{font-family:var(--brand-display);letter-spacing:-.04em;margin-top:17px;font-size:23px;font-weight:600;line-height:1.4}.hero-hero{text-align:center;background:linear-gradient(180deg, var(--tint), var(--page))}.hero-hero .hero-copy{margin-inline:auto}.hero-hero .hero-actions{justify-content:center}.shield-hero{justify-content:center;align-items:center;width:100px;height:100px;margin:0 auto 26px;display:flex;position:relative}.shield-hero>.brand-mark{width:70px;height:70px}.shield-ring{background:var(--card);z-index:-1;box-shadow:0 12px 30px var(--shadow);border-radius:30px;position:absolute;inset:0;transform:rotate(10deg)}.shield-dot{background:var(--accent);border-radius:50%;width:17px;height:17px;position:absolute;top:4px;right:0}.underline-title{isolation:isolate;position:relative}.hero-underline{width:100%;height:44%;fill:var(--primary);opacity:.18;z-index:-1;position:absolute;bottom:-6%;left:0;right:0}.hero-editorial{padding-block:85px}.editorial-layout{grid-template-columns:1.4fr .9fr;align-items:start;gap:90px;display:grid}.editorial-layout h1{font-size:clamp(3.1rem,6.5vw,6.6rem);font-weight:400}.editorial-layout aside{border-top:3px solid var(--primary);padding-top:25px}.editorial-layout aside>a{border-bottom:1px solid var(--border);font-family:var(--brand-display);align-items:baseline;gap:14px;padding:20px 0;font-size:25px;line-height:1.2;display:flex}.editorial-layout aside>a>span{font-family:var(--brand-body);letter-spacing:.05em;color:var(--primary);font-size:11px}.hero-editorial .brand-action{border-radius:2px}.hero-campus{background:linear-gradient(150deg, var(--tint), var(--page));padding-block:65px}.hero-campus h1{max-width:950px;font-size:clamp(3rem,6vw,5.5rem)}.hero-campus .hero-headline span{display:block}.hero-campus>div,.hero-campus>div>div{gap:40px}.hero-campus .hero-copy{max-width:650px;font-size:17px}.funding-map{grid-template-columns:repeat(5,1fr);gap:12px;display:grid}.funding-map>a{background:var(--card);border:1px solid var(--border);border-radius:16px;min-width:0;padding:22px}.funding-number{background:var(--tint);width:34px;height:34px;color:var(--primary);border-radius:50%;justify-content:center;align-items:center;margin-bottom:20px;font-size:11px;font-weight:700;display:flex}.funding-map h2{letter-spacing:-.02em;font-size:18px}.funding-map p{color:var(--muted);margin-top:10px;font-size:12px;line-height:1.7}.trust-band{border-block:1px solid var(--border)}.trust-band>div{color:var(--muted);flex-wrap:wrap;justify-content:space-between;gap:12px;padding-block:20px;font-size:12px;display:flex}.home-guides{padding-block:75px}.section-intro{justify-content:space-between;align-items:end;gap:40px;margin-bottom:25px;display:flex}.section-intro h2{max-width:620px;margin-top:14px}.inline-disclosure{color:var(--muted);margin:22px 0 28px;font-size:12px;line-height:1.8}.inline-disclosure a{color:var(--ink);text-underline-offset:3px;text-decoration:underline}.guide-grid{grid-template-columns:repeat(2,1fr);gap:18px;display:grid}.guide-card{background:var(--card);border:1px solid var(--border);border-radius:20px;align-items:start;gap:22px;min-width:0;padding:28px;transition:background .15s,border-color .15s;display:flex}.guide-card:hover{border-color:var(--primary);background:var(--tint)}.guide-number{background:var(--tint);width:35px;height:35px;color:var(--primary);border-radius:10px;flex-shrink:0;justify-content:center;align-items:center;font-size:11px;font-weight:700;display:flex}.guide-card h3{margin-top:9px}.guide-card p.muted{margin-top:12px;font-size:14px;line-height:1.8}.read-label{color:var(--primary);margin-top:18px;font-size:12px;font-weight:600;display:block}.method-section{border-block:1px solid var(--border);background:var(--tint);padding-block:72px}.method-layout{grid-template-columns:1fr 1fr;align-items:center;gap:90px;display:grid}.method-layout h2{margin-top:16px}.method-layout>div>p.muted{margin-top:22px;font-size:15px}.method-layout .text-link{margin-top:16px}.method-layout ol{gap:26px;margin:0;padding:0;list-style:none;display:grid}.method-layout li{align-items:start;gap:22px;display:flex}.method-layout li>span{color:var(--primary);border-bottom:1px solid var(--primary);padding-bottom:5px;font-size:11px;font-weight:700}.method-layout h3{font-size:21px}.method-layout li p{margin-top:8px;font-size:13px}.newsletter-section{background:var(--card);border-bottom:1px solid var(--border);padding-block:66px;scroll-margin-top:24px}.newsletter-layout{grid-template-columns:1fr 1fr;align-items:start;gap:70px;display:grid}.newsletter-layout h2{margin-top:15px}.newsletter-layout .muted{max-width:440px;margin-top:20px;font-size:14px}.newsletter-input{border:1px solid var(--border);background:var(--page);width:100%;min-width:0;color:var(--ink);border-radius:12px;padding:12px 16px;font-size:16px}.newsletter-button{white-space:nowrap;background:var(--primary);color:var(--on-primary);cursor:pointer;border:0;border-radius:12px;min-height:48px;padding:12px 22px;font-size:14px;font-weight:600}.newsletter-button:disabled{opacity:.5;cursor:not-allowed}.honeypot{width:1px;height:1px;position:absolute;top:auto;left:-10000px;overflow:hidden}.newsletter-section .text-mist-600{color:var(--muted)}.site-footer{background:var(--footer);color:#edf3f0;padding-block:55px}.site-footer .brand-mark{color:var(--footer-accent)}.footer-grid{grid-template-columns:1.6fr 1.1fr .8fr;gap:60px;display:grid}.footer-grid h2{font-family:var(--brand-body);letter-spacing:0;margin-bottom:18px;font-size:13px;font-weight:700}.footer-grid ul{color:#cad4d4;gap:11px;margin:0;padding:0;font-size:13px;list-style:none;display:grid}.footer-tagline{color:#cad4d4;max-width:320px;margin-top:18px;font-size:13px}.site-footer address{color:#cad4d4;margin-top:24px;font-size:12px;font-style:normal;line-height:1.85}.footer-disclosure{color:#cad4d4;border-top:1px solid #ffffff25;margin-top:45px;padding-top:24px;font-size:12px;line-height:1.85}.footer-disclosure p+p{margin-top:14px}.footer-disclosure a{text-underline-offset:3px;text-decoration:underline}.page-section{padding-block:65px}.page-section>h1{max-width:900px;margin-top:18px}.page-intro{max-width:750px;margin-top:24px;font-size:17px;line-height:1.9}.back-link{color:var(--primary);align-items:center;min-height:44px;margin-bottom:28px;font-size:12px;display:inline-flex}.guide-layout{grid-template-columns:minmax(0,1fr) 265px;gap:90px;display:grid}.guide-content{min-width:0;max-width:760px}.guide-content h1{margin-top:16px;font-size:clamp(2.6rem,4.5vw,4rem)}.guide-content h2{margin:45px 0 20px;font-size:27px}.guide-content p{font-size:15px;line-height:1.9}.guide-content p.page-intro{font-size:17px}.guide-content a:not(.primary-button){color:var(--primary);text-underline-offset:4px;text-decoration:underline}.step-list{gap:21px;margin:0;padding:0;list-style:none;display:grid}.step-list li{align-items:start;gap:22px;display:flex}.step-list span{color:var(--primary);flex-shrink:0;padding-top:4px;font-size:12px;font-weight:700}.question-list{gap:13px;padding-left:21px;font-size:15px;display:grid}.care-note{border-left:3px solid var(--primary);background:var(--tint);border-radius:0 14px 14px 0;margin:35px 0;padding:25px 28px}.care-note h2{margin:0 0 16px;font-size:23px}.guide-aside{background:var(--card);border:1px solid var(--border);border-radius:16px;gap:20px;height:fit-content;padding:25px;font-size:13px;display:grid}.guide-aside .primary-button{padding:10px 14px;font-size:12px}.legal-content{max-width:850px}.legal-content h2{margin:38px 0 16px;font-size:26px}.legal-content>p:not(.eyebrow){margin-top:18px;font-size:15px;line-height:1.95}.legal-content a:not(.primary-button){color:var(--primary);text-underline-offset:4px;text-decoration:underline}.legal-content address{background:var(--card);border:1px solid var(--border);border-radius:12px;padding:22px;font-style:normal;line-height:1.9}.legal-content .primary-button{margin-top:28px}[data-brand=editorial] .guide-grid{border-top:1px solid var(--border);display:block}[data-brand=editorial] .guide-card{border:0;border-bottom:1px solid var(--border);background:0 0;border-radius:0;gap:35px;padding:26px 0}[data-brand=editorial] .guide-number{border-bottom:1px solid var(--primary);background:0 0;border-radius:0}[data-brand=editorial] .guide-card h3{font-size:32px;font-weight:400}[data-brand=editorial] .guide-card>div{grid-template-columns:1.2fr 1fr;align-items:center;gap:12px 35px;width:100%;display:grid}[data-brand=editorial] .guide-card .eyebrow{grid-column:1/-1}[data-brand=editorial] .guide-card p.muted{margin:0}[data-brand=editorial] .read-label{grid-column:1/-1;margin-top:3px}[data-brand=editorial] .section-intro h2,[data-brand=editorial] .method-layout h2{font-weight:400}[data-brand=hero] .guide-card{border-top:3px solid var(--primary);border-radius:16px}[data-brand=friendly] .guide-card{border-radius:26px}[data-brand=campus] .guide-card{border-radius:6px}[data-brand=wallet] .guide-number{border-radius:50%}@media (max-width:900px){.hero-wallet-layout,.editorial-layout,.method-layout,.newsletter-layout{grid-template-columns:1fr;gap:36px}.hero-wallet-layout{max-width:700px}.budget-sandbox{transform:none}.editorial-layout aside{max-width:700px}.guide-layout{grid-template-columns:1fr;gap:38px}.guide-aside{grid-template-columns:1fr 1fr}.guide-aside .eyebrow{grid-column:1/-1}.footer-grid{gap:35px}.funding-map{grid-template-columns:repeat(3,1fr)}}@media (max-width:720px){.shell{padding-inline:20px}.header-inner{gap:12px;min-height:76px;padding-block:14px}.brand{gap:8px;font-size:19px}.brand-mark{width:30px;height:30px}.desktop-nav{display:none}.menu-toggle{padding:8px 10px;font-size:12px;display:block}.header-actions{gap:8px}.hero{padding:40px 0 42px}.hero .hero-copy{margin-top:20px;font-size:15px;line-height:1.85}.hero h1{font-size:clamp(2.65rem,9vw,3.6rem)}.hero .eyebrow{margin-bottom:16px}.hero-actions{gap:17px;margin-top:24px}.budget-sandbox{border-radius:22px;padding:22px}.budget-sandbox h2{font-size:23px}.friendly-board{grid-template-columns:1fr;gap:12px;margin-top:30px}.friendly-board>div{padding:18px 22px;transform:none!important}.friendly-board p{margin-top:8px;font-size:21px}.shield-hero{margin-bottom:22px}.editorial-layout{gap:35px}.editorial-layout h1{font-size:3.3rem}.editorial-layout aside>a{padding:16px 0;font-size:25px}.hero-campus>div,.hero-campus>div>div{gap:30px}.funding-map{grid-template-columns:1fr;gap:10px}.funding-map>a{align-items:start;gap:16px;padding:18px;display:flex}.funding-number{flex-shrink:0;margin:0}.funding-map p{margin-top:5px;font-size:13px}.trust-band>div{gap:8px 14px;padding-block:16px;font-size:11px}.home-guides,.method-section,.page-section{padding-block:44px}.section-intro{display:block}.section-intro h2{font-size:2rem}.section-intro .text-link{margin-top:12px}.guide-grid{grid-template-columns:1fr;gap:12px}.guide-card{gap:16px;padding:22px}.guide-card h3{font-size:22px}.guide-card p.muted{margin-top:10px;font-size:14px}.read-label{margin-top:12px}.method-layout{gap:30px}.method-layout ol{gap:22px}.newsletter-section{padding-block:40px}.newsletter-layout{gap:25px}.newsletter-layout h2{font-size:2rem}.footer-grid{grid-template-columns:1fr 1fr;gap:30px}.footer-grid>div:first-child{grid-column:1/-1}.site-footer{padding-block:38px}.footer-disclosure{margin-top:30px}.page-section>h1,.guide-content h1{font-size:2.65rem}.guide-content h2{margin-top:33px;font-size:25px}.guide-content p{font-size:15px}.page-intro{font-size:16px;line-height:1.85}.care-note{padding:22px}.guide-aside{grid-template-columns:1fr}.legal-content h2{font-size:24px}.legal-content>p:not(.eyebrow){font-size:15px;line-height:1.85}[data-brand=editorial] .guide-card>div{display:block}[data-brand=editorial] .guide-card h3{font-size:29px}[data-brand=editorial] .guide-card p.muted{margin-top:12px}[data-brand=editorial] .read-label{margin-top:14px}}@media (max-width:360px){.header-inner{gap:8px}.brand{font-size:17px}.header-actions{gap:5px}.newsletter-section>.shell{padding-inline:10px}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.money-input input{width:80px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition:none!important;animation:none!important}}:root{--brand-display:"Manrope";--brand-body:"DM Sans";--page:#f5f9ef;--ink:#15392f;--primary:#147d64;--on-primary:#fff;--accent:#d8f36a;--card:#fff;--muted:#555d60;--border:#c9d1ce;--shadow:#20382c12;--tint:#eff8d2;--footer:#15392f;--footer-accent:#d8f36a}html.dark{--page:#102b23;--ink:#f2f1ed;--primary:#75d4b2;--on-primary:#102b23;--card:#172f28;--muted:#c1c8cd;--border:#667274;--tint:#203f34;--shadow:#00000030}.brand-action,.brand-action:hover{background:var(--primary);color:var(--on-primary)}.hero-campus h1{color:var(--ink)}.hero-campus .hero-copy{color:var(--muted)}:root{--brand-display:"Plus Jakarta Sans";--brand-body:"DM Sans";--page:#fff;--ink:#12254b;--primary:#204af3;--on-primary:#fff;--accent:#e8ff79;--logo-accent:#204af3;--card:#fff;--muted:#4a5873;--border:#d3dcf0;--tint:#edf1ff;--footer:#edf1ff;--footer-accent:#204af3}html.dark{--page:#111b32;--ink:#eef2ff;--primary:#9cb2ff;--on-primary:#111b32;--card:#1c2944;--muted:#b8c7e3;--border:#536784;--tint:#233353;--logo-accent:#e8ff79;--footer:#0a1429;--footer-accent:#b3c4ff}.brand{letter-spacing:-.065em;gap:10px;font-size:25px}.brand-mark{width:37px;height:37px}.brand-wordmark{font-family:Plus Jakarta Sans,sans-serif;font-weight:800}.site-header{border:0}.header-inner{min-height:92px}.desktop-nav{gap:30px;font-size:13px}.menu-toggle{border-radius:30px}.sw-hero{color:#fff;background:#204af3;padding:25px 0 54px}.sw-hero-grid{grid-template-columns:1fr 1fr;align-items:center;gap:55px;display:grid}.sw-hero-copy{padding:40px 0}.sw-kicker{letter-spacing:.16em;color:#e8ff79;font-size:11px;font-weight:700}.sw-hero h1{letter-spacing:-.065em;margin-top:35px;font-size:clamp(3.6rem,6.8vw,6.4rem);font-weight:800;line-height:.99}.sw-hero h1 span{color:#e8ff79}.sw-hero-copy>p:not(.sw-kicker){color:#e1e8ff;max-width:425px;margin-top:27px;font-size:17px;line-height:1.8}.sw-cta{color:#102443;background:#e8ff79;border-radius:40px;align-items:center;gap:35px;min-height:52px;margin-top:30px;padding:15px 24px;font-size:14px;font-weight:700;display:inline-flex}.sw-cta>span{font-size:24px;font-weight:400;line-height:1}.sw-subline{color:#d7e0ff;margin-top:20px;font-size:11px}.sw-photo{border-radius:180px 180px 22px 22px;align-self:stretch;min-width:0;min-height:550px;position:relative;overflow:hidden}.sw-photo img{object-fit:cover;object-position:60% 50%;width:100%;height:100%;position:absolute}.sw-photo-note{color:#173069;text-align:center;background:#fffe;border-radius:30px;padding:11px 19px;font-size:12px;font-weight:700;position:absolute;bottom:25px;left:25px;right:25px}.sw-topics{padding-block:90px}.sw-section-heading{grid-template-columns:1fr 1fr;align-items:end;gap:14px 80px;margin-bottom:36px;display:grid}.sw-section-heading>.eyebrow{grid-column:1/-1}.sw-section-heading h2{font-size:clamp(2.7rem,4.2vw,4rem);font-weight:800;line-height:1.05}.sw-section-heading>p:last-child{color:var(--muted);max-width:380px;font-size:16px;line-height:1.8}.sw-topic-grid{grid-template-columns:1.3fr 1fr 1fr;gap:16px;display:grid}.sw-topic{border:1px solid var(--border);min-height:260px;color:var(--ink);background:var(--card);border-radius:8px;flex-direction:column;padding:30px;display:flex}.sw-topic-0{color:#12254b;background:#e8ff79;grid-row:span 2;justify-content:end;min-height:500px;position:relative;overflow:hidden}.sw-topic-0:before{content:"W";color:#204af3;opacity:.14;font:800 240px/1 Plus Jakarta Sans;position:absolute;top:-40px;right:-22px;transform:rotate(-12deg)}.sw-topic-0 h3{font-size:36px}.sw-topic-1{background:var(--tint);grid-column:span 2}.sw-topic-label{text-transform:uppercase;letter-spacing:.12em;margin-bottom:18px;font-size:11px;font-weight:700}.sw-topic h3{max-width:420px;font-size:24px}.sw-topic p{max-width:410px;margin-top:13px;font-size:14px;line-height:1.8}.sw-topic-read{justify-content:space-between;align-items:center;gap:18px;margin-top:auto;padding-top:24px;font-size:12px;font-weight:700;display:flex}.sw-topic-read>span{font-size:25px;line-height:1}.sw-budget-section{background:var(--tint);padding-block:75px}.sw-budget-grid{grid-template-columns:1fr 1fr;align-items:center;gap:80px;display:grid}.sw-budget-grid h2{margin-top:20px;font-size:clamp(2.7rem,4vw,4rem);font-weight:800}.sw-budget-grid>div>p:not(.eyebrow){color:var(--muted);max-width:400px;margin-top:22px;font-size:16px}.sw-budget-grid .text-link{margin-top:15px}.sw-budget-grid .budget-sandbox{box-shadow:none;border-radius:12px;transform:none}.sw-note{grid-template-columns:1fr 1.2fr;align-items:center;gap:100px;padding-block:85px;display:grid}.sw-note-symbol{color:var(--primary);text-align:center;font:800 230px/.9 Plus Jakarta Sans;transform:rotate(-10deg)}.sw-note h2{font-size:38px;font-weight:800}.sw-note p{color:var(--muted);max-width:470px;margin-top:22px;font-size:16px}.sw-note .text-link{margin-top:20px}.newsletter-section{background:var(--primary);color:var(--on-primary);padding-block:70px}.newsletter-section .eyebrow,.newsletter-section .muted,.newsletter-section .text-mist-600{color:var(--on-primary)}.newsletter-section h2{font-size:38px;font-weight:800}.newsletter-input{color:#142a54;background:#fff;border-color:#fff;border-radius:30px}.newsletter-button{color:#12254b;background:#e8ff79;border-radius:30px}.newsletter-section .text-teal-700{color:var(--on-primary)}.site-footer{color:var(--ink);padding-block:65px}.footer-tagline,.site-footer address,.footer-grid ul,.footer-disclosure{color:var(--muted)}.footer-disclosure{border-top-color:var(--border)}.site-footer .brand{font-size:31px}.guide-card{border-radius:8px}.guide-number{background:var(--primary);color:var(--on-primary);border-radius:0}.guide-content h1,.page-section>h1{font-weight:800}.primary-button{border-radius:30px}@media (max-width:900px){.sw-hero-grid{gap:30px}.sw-photo{min-height:460px}.sw-hero h1{font-size:4.5rem}.sw-topic-grid{grid-template-columns:1fr 1fr}.sw-topic-0{grid-row:auto;min-height:300px}.sw-topic-1{grid-column:auto}.sw-budget-grid,.sw-note{gap:40px}}@media (max-width:760px){.brand{font-size:20px}.brand-mark{width:30px;height:30px}.header-inner{min-height:78px}.sw-hero{padding:10px 0 25px}.sw-hero-grid{grid-template-columns:1fr;gap:28px}.sw-hero-copy{padding:20px 0 0}.sw-kicker{font-size:10px}.sw-hero h1{max-width:380px;margin-top:23px;font-size:3.8rem}.sw-hero-copy>p:not(.sw-kicker){max-width:430px;margin-top:22px;font-size:15px}.sw-cta{margin-top:24px;font-size:13px}.sw-subline{margin-top:16px}.sw-photo{border-radius:110px 110px 12px 12px;min-height:330px}.sw-photo-note{font-size:11px;bottom:17px;left:17px;right:17px}.sw-topics{padding-block:45px}.sw-section-heading{margin-bottom:26px;display:block}.sw-section-heading h2{margin-top:16px;font-size:2.7rem}.sw-section-heading>p:last-child{margin-top:18px;font-size:15px}.sw-topic-grid{grid-template-columns:1fr;gap:12px}.sw-topic{min-height:215px;padding:24px}.sw-topic-0{min-height:290px}.sw-topic-0 h3{font-size:29px}.sw-topic-0:before{font-size:190px;top:-35px}.sw-budget-section{padding-block:45px}.sw-budget-grid{grid-template-columns:1fr;gap:28px}.sw-budget-grid h2{font-size:2.7rem}.sw-budget-grid>div>p:not(.eyebrow){font-size:15px}.sw-note{grid-template-columns:70px 1fr;gap:22px;padding-block:45px}.sw-note-symbol{font-size:78px}.sw-note h2{font-size:27px}.sw-note p{font-size:14px}.newsletter-section{padding-block:45px}.newsletter-section h2{font-size:31px}.footer-grid{grid-template-columns:1fr 1fr}.site-footer .brand{font-size:26px}}@media (max-width:360px){.brand-wordmark{font-size:16px}.brand-mark{width:24px;height:24px}.brand{gap:5px}.sw-hero h1{font-size:3.25rem}}.sw-topic-0:before{content:none}.sw-topic-emblem{color:#204af3;opacity:.15;width:170px;height:170px;position:absolute;top:22px;right:25px}.sw-note-symbol{justify-self:center;width:220px;height:220px}@media (max-width:760px){.sw-topic-emblem{width:130px;height:130px;top:10px;right:20px}.sw-note-symbol{width:75px;height:75px}}.footer-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}.footer-grid>div:first-child{border-bottom:1px solid var(--border);grid-column:1/-1;grid-template-columns:1fr 1fr;gap:12px 60px;padding-bottom:28px;display:grid}.footer-grid>div:first-child>a{grid-area:1/1}.footer-grid>div:first-child>.footer-tagline{grid-area:2/1;margin-top:0}.footer-grid>div:first-child>address{grid-area:1/2/3;justify-self:end;margin-top:0}.footer-grid>div{min-width:0}@media (max-width:760px){.footer-grid>div:first-child{padding-bottom:25px;display:block}.footer-grid>div:first-child>.footer-tagline{margin-top:18px}.footer-grid>div:first-child>address{margin-top:24px}}.newsletter-section input[type=checkbox]{accent-color:#e8ff79}.catalog-page{padding-top:40px;padding-bottom:72px}.catalog-heading{max-width:850px;margin:32px 0}.catalog-heading h1{margin:16px 0 24px;font-size:clamp(2.5rem,5vw,4.6rem)}.catalog-breadcrumb{color:var(--muted);font-size:.9rem}.catalog-breadcrumb a,.catalog-disclosure a{text-underline-offset:4px;text-decoration:underline}.catalog-disclosure{border:1px solid var(--ink);padding:20px}@supports (color:color-mix(in lab, red, red)){.catalog-disclosure{border:1px solid color-mix(in srgb,var(--ink) 18%,transparent)}}.catalog-disclosure{background:var(--card);border-radius:16px;font-size:.9rem}.catalog-section{margin:56px 0}.catalog-section>h2,.catalog-browse>h2,.catalog-home>h2{margin:12px 0 24px}.catalog-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;margin-top:24px;display:grid}.catalog-card{border:1px solid var(--ink);min-width:0}@supports (color:color-mix(in lab, red, red)){.catalog-card{border:1px solid color-mix(in srgb,var(--ink) 18%,transparent)}}.catalog-card{background:var(--card);border-radius:24px;flex-direction:column;align-items:flex-start;gap:18px;padding:28px;display:flex}.catalog-card h3{font-size:1.7rem}.catalog-card>p{color:var(--muted)}.catalog-label{letter-spacing:.04em;text-transform:uppercase;color:var(--muted);font-size:.72rem;font-weight:700}.catalog-bonus{background:var(--primary);border-radius:16px;width:100%;padding:20px}@supports (color:color-mix(in lab, red, red)){.catalog-bonus{background:color-mix(in srgb,var(--primary) 9%,var(--card))}}.catalog-bonus{gap:12px;display:grid}.catalog-bonus>span{letter-spacing:.07em;font-size:.7rem;font-weight:700}.catalog-bonus>strong{font-family:var(--brand-display),sans-serif;letter-spacing:-.03em;font-size:clamp(1.8rem,4vw,2.5rem);line-height:1.1}.catalog-bonus p{font-size:.86rem;line-height:1.65}.catalog-cta{white-space:normal;text-align:center;overflow-wrap:anywhere;justify-content:center;align-items:center;max-width:100%;min-height:48px;padding:13px 22px;display:inline-flex}.catalog-small{color:var(--muted);font-size:.78rem;line-height:1.65}.catalog-lede{max-width:65ch}.catalog-criteria{grid-template-columns:repeat(3,minmax(0,1fr));gap:28px;margin-top:36px;display:grid}.catalog-criteria h3{margin:16px 0}.catalog-number{color:var(--primary);font-size:.85rem;font-weight:700}.catalog-faq{margin-top:24px}.catalog-faq details{border-bottom:1px solid var(--ink)}@supports (color:color-mix(in lab, red, red)){.catalog-faq details{border-bottom:1px solid color-mix(in srgb,var(--ink) 18%,transparent)}}.catalog-faq details{padding:20px 0}.catalog-faq summary{cursor:pointer;min-height:44px;padding:10px 4px;font-weight:600;display:list-item}.catalog-faq p{max-width:70ch;color:var(--muted);margin:12px 0}.catalog-topics{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;display:grid}.catalog-topic{border:1px solid var(--ink);border-radius:16px;min-width:0;min-height:72px;padding:18px 22px}@supports (color:color-mix(in lab, red, red)){.catalog-topic{border:1px solid color-mix(in srgb,var(--ink) 18%,transparent)}}.catalog-topic{background:var(--card);justify-content:space-between;align-items:center;gap:16px;font-weight:600;display:flex}.catalog-topic:hover{border-color:var(--primary)}.catalog-home{padding-top:64px;padding-bottom:64px}.catalog-browse{margin-top:48px}.catalog-aid{background:var(--card);border-left:4px solid var(--primary);margin:36px 0;padding:28px}.catalog-aid p{margin:16px 0}.catalog-reviewed{margin-top:32px}@media (max-width:700px){.catalog-grid,.catalog-criteria,.catalog-topics{grid-template-columns:1fr}.catalog-card{padding:22px}.catalog-page{padding-top:24px}.catalog-section{margin:40px 0}.catalog-home{padding-top:40px;padding-bottom:40px}}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-font-weight{syntax:"*";inherits:false}@property --tw-outline-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-content{syntax:"*";inherits:false;initial-value:""}
