BANKING

Make everyday banking work for you.

Look beyond an opening bonus: compare maintenance fees, waiver rules, access to your money and the activities required to qualify.

How placements work. StudentWallet may earn a commission from links marked “Compensated partner.” Those placements appear first. Links marked “Direct provider” or “Bank directory” are uncompensated. This is a limited selection, not a ranked or complete market comparison. How we’re funded.

COMPENSATED PARTNER PLACEMENTS

Offers to explore.

Compensated partner · Checking account

Truist One® Checking

WELCOME OFFER$500 cash bonus

Earn $500 after receiving at least 2 qualifying direct deposits totaling $2,000 or more AND completing at least 20 qualifying debit card purchases. All must post within 120 days of account opening.

New personal checking clients, age 18+. Open July 14, 2026–February 2, 2027 using the single-use promo code from Truist’s linked offer page.

Available to eligible U.S. residents in AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV and DC. A valid U.S. taxpayer identification number is required. Other exclusions apply.

An everyday checking account with ways to waive the monthly maintenance fee. Explore the current new-client promotion and its qualifying activities before you open an account.

View $500 Truist Bank offer (opens a partner website in a new tab)

Compensated partner link. Continues through MomentScience to a partner or provider website. The application-channel offer and provider terms control.

Read Truist Bank product terms (opens in a new tab)

UNCOMPENSATED LINKS

More places to research.

These official websites are provided for research. No compensation is received from these direct links; the provider handles any application or quote.

HOW TO COMPARE

Three things to put side by side.

01

Ongoing fees

Check the monthly maintenance fee and whether you will continue to qualify for a waiver.

02

Access

Compare ATM locations, branches, mobile tools and deposit access with your everyday needs.

03

Bonus requirements

Separate the opening deposit from qualifying direct deposits and debit purchases. Check deadlines, location restrictions and new-customer rules.

A few useful answers.

Do all of these banks pay this site?

No. Truist is a compensated partner placement. The bank directory below it contains direct, uncompensated links.

Is the cash bonus automatic?

No. Eligible clients must satisfy the required activities and deadlines. Opening an account alone does not earn the advertised reward.

Does a checking account build credit?

A deposit account is different from a credit account. Do not assume opening a checking account improves your credit score.

EXPLORE YOUR OPTIONS

Four ways to make your next move.

Provider links reviewed October 18, 2026. Terms and availability can change; check the linked offer before applying.

A LITTLE CAMPUS KNOW-HOW

Good reads for your real life.

Banking, budgeting, and college money guides. Get useful reading and occasional partner offers from StudentWallet.