Compare student-specific cards and general-purpose options without confusing rewards with the cost of borrowing. A card on this page is not a promise of approval.
How placements work. StudentWallet may earn a commission from links marked “Compensated partner.” Those placements appear first. Links marked “Direct provider” or “Bank directory” are uncompensated. This is a limited selection, not a ranked or complete market comparison. How we’re funded.
COMPENSATED PARTNER PLACEMENTS
Offers to explore.
Compensated partner · Credit card
Chase Freedom Unlimited®
WELCOME OFFER$200 cash bonus
Earn a $200 bonus after spending $500 on purchases in the first 3 months from account opening.
New cardmembers only. Not available to current cardholders or previous cardholders who received this card’s new-cardmember bonus in the past 24 months.
A cash back credit card with everyday rewards and no annual fee. Start with how you spend, then look closely at the costs of borrowing.
Chase Freedom Unlimited is a general-purpose card, not a student-only product. Approval is determined by Chase.
These official websites are provided for research. No compensation is received from these direct links; the provider handles any application or quote.
Direct provider · Not a paid placement
Capital One Savor Student
A student-specific credit card. Review eligibility, borrowing costs and the current application terms.
ISSUER WELCOME OFFER$50 cash bonus
Earn $50 when at least $100 in eligible purchases is charged during the first three months. Use the linked Savor Student application page; approval is required. Anyone who earned this product’s new-cardmember reward during the preceding 48 months is excluded. Enrollment at an accredited higher-education school is required, including admitted applicants starting within three months. Reviewed October 18, 2026.
Check whether the card requires student status, income or a particular credit history. Chase Freedom Unlimited is a general-purpose card, not a student-only card.
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Cost before rewards
Compare the purchase APR, annual fee and other charges. Rewards can be outweighed by interest when a balance is carried.
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A manageable start
Think about a payment you can manage and the issuer’s repayment tools, rather than choosing only by the welcome bonus.
A few useful answers.
Are all of these student cards?
No. Capital One Savor Student is student-specific. Chase Freedom Unlimited is a general-purpose card. Each issuer sets eligibility and makes approval decisions.
What does “top” mean here?
This is a small selection of available links, not a scored ranking or a claim that one product is best for every student. Compensated placements appear first.
Where do I apply?
Applications happen on the provider or partner website. Newsletter signup on this site is separate from a card application.