LOANS

Close the gap with a clearer plan.

Review grants, scholarships and available federal aid before comparing private education loans. Federal and private loans have different terms and protections.

How placements work. StudentWallet may earn a commission from links marked “Compensated partner.” Those placements appear first. Links marked “Direct provider” or “Bank directory” are uncompensated. This is a limited selection, not a ranked or complete market comparison. How we’re funded.

UNCOMPENSATED LINKS

Continue with a provider.

These official websites are provided for research. No compensation is received from these direct links; the provider handles any application or quote.

HOW TO COMPARE

Three things to put side by side.

01

Start with available aid

Review your school’s aid offer and Federal Student Aid information before deciding how much private borrowing is needed.

02

Compare repayment

Check fixed or variable rates, when payments start, fees and the full amount repayable.

03

Understand cosigning

A cosigner shares responsibility for repayment. Review eligibility and any release conditions with the lender.

A few useful answers.

Are these federal loans?

No. College Ave and Sallie Mae links lead to private education-loan information. Federal aid is handled separately.

Is a private loan the same as refinancing?

No. A new education loan funds eligible education costs; refinancing replaces existing debt. Check which product you are considering.

Does this site choose a lender for me?

No. This is a limited set of direct provider links and comparison questions. Providers determine eligibility and terms.

EXPLORE YOUR OPTIONS

Four ways to make your next move.

Provider links reviewed October 18, 2026. Terms and availability can change; check the linked offer before applying.

A LITTLE CAMPUS KNOW-HOW

Good reads for your real life.

Banking, budgeting, and college money guides. Get useful reading and occasional partner offers from StudentWallet.